What’s In Your Bank Account?

I read the article at Queercents Do You Balance Your Checkbook? and immediately shot off a twentysomething snark-comment, to wit “…what’s a checkbook?” I then went on to extol the virtues of online banking, and how I check my INGDirect accounts every day, because, as the Fangirl Financial Plan clearly states, Compound Interest is Sexy OMG.

I’m a snarky twentysomething. It’s a thing.

Then, as my brain is wont to do, as soon as I hit ‘post’ on that snarky, self-righteous twentysomething comment, I remembered what happened earlier this week.

I do have a bank account with a brick and mortar place. I keep very little money in there. Matter of fact, I hadn’t checked on that account for three months. So, I got a whim and opened it up.

And noticed a 4.95 charge for the last three months. It was from my old Internet service, which I canceled once I realised I was spending $15 a month for an email address when GMail would give me one for free.

I was incensed. I got on the phone to the ISP and YELLED A LOT. At two different people. They will refund my $14.85.

I’ve been following the Fangirl Financial Plan for six months now. With my biggest short-term goal of eliminating credit card debt completed, and my next goals literally 10-15 years out from completion, I’ve gotten a little sloppy. This incident brings it into sharp focus.

Time to take the next step in my journey.

Um, after you pay off your credit cards but before you pay off crippling student loan debt… what is the next step?

Crap. This is HARD.


1 Response to “What’s In Your Bank Account?”

  1. June 20, 2008 at 1:21 pm

    Save X amount of dollars. It’s so easy to stay in debt reduction mode. Don’t forget to get a little nest egg.

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The Experiment

What happens when I put as much time and energy into keeping track of my finances as I do in keeping track of my fandoms? Let's find out!

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